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Mortgage Rates
Rates aren’t one size fits all. The best way to get your current mortgage rate is to let us estimate it based on your unique details. Find out what your personal rate could be.
Today's Purchase Rates
Rates are current as of 1:52 PM UTC on September 24, 2024
Purchase
Refinance
What is a 30-Year fixed loan?
Rate
5.875%
APR
6.193%
Points
1.068
($3738.00)
Monthly Payment
$2070.38
What is a 15-Year fixed loan?
Rate
4.750%
APR
5.239%
Points
1.052
($3682.00)
Monthly Payment
$2722.41
Rate
5.125%
APR
6.153%
Points
1.023
($3122.71)
Monthly Payment
$1798.65
What is a VA loan?
Rate
5.125%
APR
5.668%
Points
1.056
($4314.82)
Monthly Payment
$2224.77
What is a Jumbo loan?
Rate
5.125%
APR
5.895%
Points
1.151
($10359.00)
Monthly Payment
$5180.91
Get your personalized rate
Mortgage rates are changing daily, check your personal rate today to start your home buying journey.
I'm purchasing
I'm refinancing
Disclaimers
How can rate help me get a mortgage?
The team at Rate leverages several unique mortgage programs and technologies to help you get into your dream home.
Learn more about available options and apply for pre-approval today!
Buy a home
Start a refinance
“Rate was a tremendous help with my first home. They were extremely reliable and knowledgeable throughout the loan process. They answered all of my questions and made it very transparent on what was needed throughout the process.”
Justin G.
Your complete guide to mortgage rates
A curated list of articles to help answer questions you may have in regards to mortgage rates.
Frequently asked questions
What is a mortgage rate?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
What is a good mortgage rate?
Average mortgage rates since 2019
How to find the lowest mortgage rate
How does the mortgage interest rate differ from the annual percentage rate (APR)?
Mortgage rates for refinancing vs. purchasing
When to lock or float current mortgage rates
What are points?
How credit scores affect your mortgage rate
Different types of mortgages
How much can you borrow?
Are mortgage rates the only aspect to consider when choosing between lenders?
Find it. Finance it. Done.
With Rate, you can find your future home, get pre-approved within minutes, and close on your loan without switching platforms.
5 minute application
24 hour approval
1 Dream home
manage your mortgage
Sign in to your account
Pay your mortgage
Contact us
about us
Overview
Core values
Leadership
Press
Our Foundation
careers
Loan officers
Operations
Tech
All open positions
websites
Rate Insurance
Advocus Title
Agent Advantage
Stay up to date with Rate
Keep up with latest housing market trends and more.
Enter your email address
Subscribe
Accessibility
Licensing
Notice to Vendors
Privacy Policies
SMS Terms
Terms of use
DNC
NMLS Consumer Access
Delaware Licensed Loan Officers
Texas Consumers: How to file a complaint
Do not sell my personal information
Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.
Low rates are here - secure yours now.
Don’t wait - lock in lower rates.
Mortgage
Low rates are here - secure yours now.
Don’t wait - lock in lower rates.
Mortgage
Mortgage Rates
Rates aren’t one size fits all. The best way to get your current mortgage rate is to let us estimate it based on your unique details. Find out what your personal rate could be.
How can rate help me get a mortgage?
How can rate help me get a mortgage?
The team at Rate leverages several unique mortgage programs and technologies to help you get into your dream home. Learn more about available options and apply for pre-approval today!
Buy a home
Start a refinance
Today's Purchase Rates
Rates are current as of 1:52 PM UTC on September 24, 2024
Purchase
Refinance
What is a 30-Year fixed loan?
Rate
5.875%
APR
6.193%
Points
1.068
($3738.00)
Monthly Payment
$2070.38
What is a 15-Year fixed loan?
Rate
4.750%
APR
5.239%
Points
1.052
($3682.00)
Monthly Payment
$2722.41
Rate
5.125%
APR
6.153%
Points
1.023
($3122.71)
Monthly Payment
$1798.65
What is a VA loan?
Rate
5.125%
APR
5.668%
Points
1.056
($4314.82)
Monthly Payment
$2224.77
What is a Jumbo loan?
Rate
5.125%
APR
5.895%
Points
1.151
($10359.00)
Monthly Payment
$5180.91
Today's Purchase Rates
Rates are current as of 1:52 PM UTC on September 24, 2024
Purchase
Refinance
What is a 30-Year fixed loan?
Rate
5.875%
APR
6.193%
Points
1.068
($3738.00)
Monthly Payment
$2070.38
What is a 15-Year fixed loan?
Rate
4.750%
APR
5.239%
Points
1.052
($3682.00)
Monthly Payment
$2722.41
Rate
5.125%
APR
6.153%
Points
1.023
($3122.71)
Monthly Payment
$1798.65
What is a VA loan?
Rate
5.125%
APR
5.668%
Points
1.056
($4314.82)
Monthly Payment
$2224.77
What is a Jumbo loan?
Rate
5.125%
APR
5.895%
Points
1.151
($10359.00)
Monthly Payment
$5180.91
Get your personalized rate
Mortgage rates are changing daily, check your personal rate today to start your home buying journey.
I'm purchasing
I'm purchasing
I'm refinancing
I'm refinancing
“Rate was a tremendous help with my first home. They were extremely reliable and knowledgeable throughout the loan process. They answered all of my questions and made it very transparent on what was needed throughout the process.”
Justin G.
“Rate was a tremendous help with my first home. They were extremely reliable and knowledgeable throughout the loan process. They answered all of my questions and made it very transparent on what was needed throughout the process.”
Justin G.
Your complete guide to mortgage rates
Your complete guide to mortgage rates
A curated list of articles to help answer questions you may have in regards to mortgage rates.
Frequently asked questions
Frequently asked questions
What is a mortgage rate?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
What is a mortgage rate?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
What is a good mortgage rate?
What is a good mortgage rate?
Average mortgage rates since 2019
Average mortgage rates since 2019
How to find the lowest mortgage rate
How to find the lowest mortgage rate
How does the mortgage interest rate differ from the annual percentage rate (APR)?
How does the mortgage interest rate differ from the annual percentage rate (APR)?
Mortgage rates for refinancing vs. purchasing
Mortgage rates for refinancing vs. purchasing
When to lock or float current mortgage rates
When to lock or float current mortgage rates
What are points?
What are points?
How credit scores affect your mortgage rate
How credit scores affect your mortgage rate
Different types of mortgages
Different types of mortgages
How much can you borrow?
How much can you borrow?
Are mortgage rates the only aspect to consider when choosing between lenders?
Are mortgage rates the only aspect to consider when choosing between lenders?
5 minute application
24 hour approval
1 Dream home
Find it. Finance it. Done.
With Rate, you can find your future home, get pre-approved within minutes, and close on your loan without switching platforms.
manage your mortgage
Sign in to your account
Pay your mortgage
Contact us
about us
Overview
Core values
Leadership
Press
Our Foundation
careers
Loan officers
Operations
Tech
All open positions
websites
Rate Insurance
Advocus Title
Agent Advantage
Stay up to date with Rate
Keep up with latest housing
market trends and more.
Enter your email address
Subscribe
Accessibility
Licensing
Notice to Vendors
Privacy Policies
SMS Terms
Terms of use
DNC
NMLS Consumer Access
Delaware Licensed Loan Officers
Texas Consumers: How to file a complaint
Do not sell my personal information
Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.
Find it. Finance it. Done.
With Rate, you can find your future home, get pre-approved within minutes, and close on your loan without switching platforms.
5 minute application
24 hour approval
1 Dream home
manage your mortgage
Sign in to your account
Pay your mortgage
Contact us
about us
Overview
Core values
Leadership
Press
Our Foundation
careers
Loan officers
Operations
Tech
All open positions
websites
Rate Insurance
Advocus Title
Agent Advantage
Stay up to date with Rate
Keep up with latest housing market trends and more.
Enter your email address
Subscribe
Accessibility
Licensing
Notice to Vendors
Privacy Policies
SMS Terms
Terms of use
DNC
NMLS Consumer Access
Delaware Licensed Loan Officers
Texas Consumers: How to file a complaint
Do not sell my personal information
Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.
“Rate was a tremendous help with my first home. They were extremely reliable and knowledgeable throughout the loan process. They answered all of my questions and made it very transparent on what was needed throughout the process.”
Justin G.
“Rate was a tremendous help with my first home. They were extremely reliable and knowledgeable throughout the loan process. They answered all of my questions and made it very transparent on what was needed throughout the process.”
Justin G.
Low rates are here - secure yours now.
Don’t wait - lock in lower rates.