Español
Contact
Mortgage
Personal Loans
Insurance
FHA Mortgage Benefits, Limits & Requirements
Understanding eligibility, benefits, and limits of FHA home loans is essential for prospective borrowers. Exploring FHA options helps align financing solutions with financial situations and homeownership goals. Learn the basics about FHA mortgages and get pre-approved today!
Why choose an FHA mortgage?
FHA Mortgage Benefits
FHA mortgages offer lower down payments, making homeownership accessible.
Affordable down payments
Flexible credit requirements
Flexible debt-to-income ratio requirements
Competitive interest rates
FHA Mortgage Requirements
FHA Mortgage Limits
Who can apply for an FHA home loan?
Anyone can apply for an FHA loan, but they’re commonly used by first-time homebuyers or folks who may not meet the requirements for a conventional mortgage. However, you must meet specific FHA loan requirements.
Key requirements are as follows:
Valid Social Security number
Being a lawful resident
Meeting the minimum credit score requirements
FHA Home Loan Types
Frequently asked questions
What is an FHA loan?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
How are FHA loans insured?
Who gets FHA loans?
What are the requirements for an FHA loan?
How do FHA rates compare to conventional mortgage rates?.
What are the benefits of an FHA loan?
Big moves start here
A smarter way to mortgage
5 minute application
24 hour approval
1 Dream home
manage your mortgage
Sign in to your account
Pay your mortgage
Contact us
about us
Overview
Core values
Leadership
Press
Our Foundation
careers
Loan officers
Operations
Tech
All open positions
websites
Rate Insurance
Advocus Title
Agent Advantage
Stay up to date with Rate
Keep up with latest housing market trends and more.
Enter your email address
Subscribe
Accessibility
Licensing
Notice to Vendors
Privacy Policies
SMS Terms
Terms of use
DNC
NMLS Consumer Access
Delaware Licensed Loan Officers
Texas Consumers: How to file a complaint
Do not sell my personal information
Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.
Low rates are here - secure yours now.
Don’t wait - lock in lower rates.
Mortgage
Low rates are here - secure yours now.
Don’t wait - lock in lower rates.
Mortgage
FHA Mortgage Benefits, Limits & requirements
FHA Mortgage Benefits, Limits & Requirements
FHA Mortgage Benefits, Limits & Requirements
Understanding eligibility, benefits, and limits of FHA home loans is essential for prospective borrowers. Exploring FHA options helps align financing solutions with financial situations and homeownership goals. Learn the basics about FHA mortgages and get pre-approved today!
Why choose an FHA mortgage?
Why choose an FHA mortgage?
FHA Mortgage Benefits
FHA mortgages offer lower down payments, making homeownership accessible.
Affordable down payments
Flexible credit requirements
Flexible debt-to-income ratio requirements
Competitive interest rates
FHA Mortgage Requirements
FHA Mortgage Limits
FHA Mortgage Benefits
FHA mortgages offer lower down payments, making homeownership accessible.
Affordable down payments
Flexible credit requirements
Flexible debt-to-income ratio requirements
Competitive interest rates
FHA Mortgage Requirements
FHA Mortgage Limits
Who can apply for an FHA home loan?
Who can apply for an FHA home loan?
Anyone can apply for an FHA loan, but they’re commonly used by first-time homebuyers or folks who may not meet the requirements for a conventional mortgage. However, you must meet specific FHA loan requirements.
Key requirements are as follows:
Valid Social Security number
Being a lawful resident
Meeting the minimum credit score requirements
FHA Home Loan Types
FHA Home Loan Types
Frequently asked questions
Frequently asked questions
What is an FHA loan?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
How are FHA loans insured?
Who gets FHA loans?
What are the requirements for an FHA loan?
How do FHA rates compare to conventional mortgage rates?.
What are the benefits of an FHA loan?
What is an FHA loan?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
How are FHA loans insured?
Who gets FHA loans?
What are the requirements for an FHA loan?
How do FHA rates compare to conventional mortgage rates?.
What are the benefits of an FHA loan?
5 minute application
24 hour approval
1 Dream home
Big moves start here
Big moves start here
A smarter way to mortgage
5 minute application
24 hour approval
1 Dream home
manage your mortgage
Sign in to your account
Pay your mortgage
Contact us
about us
Overview
Core values
Leadership
Press
Our Foundation
careers
Loan officers
Operations
Tech
All open positions
websites
Rate Insurance
Advocus Title
Agent Advantage
Stay up to date with Rate
Keep up with latest housing
market trends and more.
Enter your email address
Subscribe
Accessibility
Licensing
Notice to Vendors
Privacy Policies
SMS Terms
Terms of use
DNC
NMLS Consumer Access
Delaware Licensed Loan Officers
Texas Consumers: How to file a complaint
Do not sell my personal information
Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.
Low rates are here - secure yours now.
Don’t wait - lock in lower rates.
manage your mortgage
Sign in to your account
Pay your mortgage
Contact us
about us
Overview
Core values
Leadership
Press
Our Foundation
careers
Loan officers
Operations
Tech
All open positions
websites
Rate Insurance
Advocus Title
Agent Advantage
Stay up to date with Rate
Keep up with latest housing market trends and more.
Enter your email address
Subscribe
Accessibility
Licensing
Notice to Vendors
Privacy Policies
SMS Terms
Terms of use
DNC
NMLS Consumer Access
Delaware Licensed Loan Officers
Texas Consumers: How to file a complaint
Do not sell my personal information
Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.