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Move faster than the market
In today’s hyper-competitive housing market, speed matters. With our incredibly fast Same Day Mortgage we’re helping people like you move as fast as cash and get the home you really want.
Get approved today
Close as fast as cash buyers
In a market that demands it, we give homebuyers the edge they need to make their dream home a reality fast.
Access & sign
Access account from our secure portal.
Electronically sign the initial application package.
Provide documents
We validate income, assets and credit and offer homebuyers an approval in one day.
Get approved
Once a homebuyer is approved, you could close on the home of their dreams in as little as 10 days.**
Mortgage in the blink of AI
Rate combines cutting-edge technology and expert guidance to simplify the mortgage process, giving you the speed and confidence to navigate the home buying journey without the hassle.
Buy a home
Start a refinance
Technology
Get into your dream home faster with the help of AI. Intelligent automation speeds up approvals, while real-time document processing provides the confidence of a fully underwritten approval.
Process
From browsing to buying, Rate has you covered. Search for homes, get pre-approved in minutes, and close quickly. It’s the total homebuying experience at your fingertips.
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now
Shop for your dream home now with your pre-approval letter.
$1,759,367
1237 Del Playa Drive, Goleta
3
4
1080 sq ft
Application date
7/23/24
purchase loan
245021813
Trevor Lane
Your Personal Loan Officer
Philosophy
At Rate, we believe homebuying should be simple. Our blend of technology and expert loan officers delivers a stress-free mortgage experience, empowering you to make big life moves with confidence.
“Rate was a tremendous help with my first home. They were extremely reliable and knowledgeable throughout the loan process. They answered all of my questions and made it very transparent on what was needed throughout the process.”
Justin G.
Your go-to resource for homebuying
Discover the latest news, insights, and expert guidance to help you make informed decisions on your journey to homeownership.
Find it. Finance it. Done.
With Rate, you can find your future home, get pre-approved within minutes, and close on your loan without switching platforms.
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Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
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3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.