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VA Rates

Find out what the current VA mortgage rates look like and apply today.

Purchase

Refinance

Rates are current as of 1:52 PM UTC on September 24, 2024

VA

Rate

5.125%

APR

5.668%

Points

1.056

($4314.82)

Monthly Payment

$2224.77

VA Mortgage Benefits

Affordable down payments

Flexible credit requirements

Flexible debt-to-income ratio requirements

Competitive interest rates

Get your personalized rate

Mortgage rates are changing daily, check your personal
rate today to start your home buying journey.

I'm purchasing

I'm refinancing

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Frequently asked questions

What is a VA mortgage?

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What is the difference between interest rate and APR?

What is an amortization schedule?

What’s the difference between fixed rate and adjustable rate mortgages?

How do I get the best rate on a VA mortgage?

What are the benefits of a VA mortgage?

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Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.

Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.

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The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.