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loan types

Types of Home Loans & Mortgage Options

Discover the different loan options available and​ find the mortgage that makes the most sense for your​ financial situation. You can also start the process ​now by applying for a mortgage pre-approval.

Which loans are available?

Personalizing the best loan for you...

“Rate was a tremendous help with my first home. They were extremely reliable and knowledgeable throughout the loan process. They answered all of my questions and made it very transparent on what was needed throughout the process.”

Justin G.

How can rate help me get a mortgage?

The team at Rate leverages several unique mortgage programs and technologies to help you get into your dream home.
Learn more about available options and apply for pre-approval today!

Buy a home

Start a refinance

Big moves start here

A smarter way to mortgage

5 minute application

24 hour approval

1 Dream home

manage your mortgage

Sign in to your account

Pay your mortgage

Contact us

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Overview

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Our Foundation

careers

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Operations

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All open positions

websites

Rate Insurance

Advocus Title

Agent Advantage

Stay up to date with Rate

Keep up with latest housing market trends and more.

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Accessibility

Licensing

Notice to Vendors

Privacy Policies

SMS Terms

Terms of use

DNC

NMLS Consumer Access

Delaware Licensed Loan Officers

Texas Consumers: How to file a complaint

Do not sell my personal information

Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.

Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.

Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.

Low rates are here - secure yours now.

Don’t wait - lock in lower rates.

Mortgage

Low rates are here - secure yours now.

Don’t wait - lock in lower rates.

Mortgage

loan types

Types of Home Loans & Mortgage Options

Types of Home Loans & Mortgage Options

Types of Home Loans &
Mortgage Options

Discover the different loan options available and​ find the mortgage that makes the most sense for your​ financial situation. You can also start the process ​now by applying for a mortgage pre-approval.

Which loans are available?

Personalizing the best loan for you...

Which loans are available?

Personalizing the best loan for you...

Find the right loan for you

Find the right loan for you

Learn more about popular home loan types & find the right mortgage to help you afford your dream home.

Buy a home

Start a refinance

How can rate help me get a mortgage?

How can rate help me get a mortgage?

The team at Rate leverages several unique mortgage programs and technologies to help you get into your dream home. Learn more about available options and apply for pre-approval today!

Buy a home

Start a refinance

“Rate was a tremendous help with my first home. They were extremely reliable and knowledgeable throughout the loan process. They answered all of my questions and made it very transparent on what was needed throughout the process.”

Justin G.

5 minute application

24 hour approval

1 Dream home

Big moves start here

Big moves start here

A smarter way to mortgage

manage your mortgage

Sign in to your account

Pay your mortgage

Contact us

about us

Overview

Core values

Leadership

Press

Our Foundation

careers

Loan officers

Operations

Tech

All open positions

websites

Rate Insurance

Advocus Title

Agent Advantage

Stay up to date with Rate

Keep up with latest housing
market trends and more.

Enter your email address

Subscribe

Accessibility

Licensing

Notice to Vendors

Privacy Policies

SMS Terms

Terms of use

DNC

NMLS Consumer Access

Delaware Licensed Loan Officers

Texas Consumers: How to file a complaint

Do not sell my personal information

Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.

Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.

Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.

Low rates are here - secure yours now.

Don’t wait - lock in lower rates.

“Rate was a tremendous help with my first home. They were extremely reliable and knowledgeable throughout the loan process. They answered all of my questions and made it very transparent on what was needed throughout the process.”

Justin G.

“Rate was a tremendous help with my first home. They were extremely reliable and knowledgeable throughout the loan process. They answered all of my questions and made it very transparent on what was needed throughout the process.”

Justin G.

manage your mortgage

Sign in to your account

Pay your mortgage

Contact us

about us

Overview

Core values

Leadership

Press

Our Foundation

careers

Loan officers

Operations

Tech

All open positions

websites

Rate Insurance

Advocus Title

Agent Advantage

Stay up to date with Rate

Keep up with latest housing market trends and more.

Enter your email address

Subscribe

Accessibility

Licensing

Notice to Vendors

Privacy Policies

SMS Terms

Terms of use

DNC

NMLS Consumer Access

Delaware Licensed Loan Officers

Texas Consumers: How to file a complaint

Do not sell my personal information

Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.

Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.

Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.