Español
Contact
Mortgage
Personal Loans
Insurance
Here for what’s next
The no-stress, high-intelligence mortgage is at your fingertips.
Whatever moves you’ve got in mind, we got you.
I’m purchasing
I’m refinancing
43K+ Birdeye Reviews
Avg. 5-Star Rating
Search and buy, all in one place
Rate is your one-stop homebuying shop.
Intelligence
built into everything we do
Get into your dream home faster with the help of AI.
Get started
Lightning Fast Approvals
Get your mortgage approved in minutes, not weeks.
AI-Powered Precision
Smart underwriting eliminates errors to give you certainty from the start.
Stress-Free Process
Automation and real-time alerts guide you every step of the way.
Rate App
Home. Health. Wealth. It's all connected.
Meet the next-generation mortgage app that blends financial and personal wellness so you can make big moves with confidence.
Find and finance your dream home, all from your phone
Connect with world-class loan officers in your area
Discover expert-led wellness coaching to keep you at your best
Homes
Personal
Financial
Rate puts people
first
From our customers to our mortgage advisors, we put people ahead of business.
Successfully funded $21.7B in loans in 2023
Get a loan
Trusted with a 96% customer satisfaction score
See what people say
First-ever all-Spanish mortgage experience
Aprender más
Best Online Mortgage Lender for First-Time Home Buyers 2024
Best Online Mortgage Lender for First-Time Home Buyers 2023
Best Home Equity Line of Credit Borrowers with Fair Credit
4.5/5 Avg. Rating by 900+ members
Find a Loan Expert
With 600+ branches serving all 50 states, our dedicated agents will earn your trust from start to finish.
Search for a city, ZIP code or address
Find now
Let’s get you there
With next-gen tools and best-in-class mortgage experts,
we’re here to make your big moves happen.
manage your mortgage
Sign in to your account
Pay your mortgage
Contact us
about us
Overview
Core values
Leadership
Press
Our Foundation
careers
Loan officers
Operations
Tech
All open positions
websites
Rate Insurance
Advocus Title
Agent Advantage
Stay up to date with Rate
Keep up with latest housing market trends and more.
Enter your email address
Subscribe
Accessibility
Licensing
Notice to Vendors
Privacy Policies
SMS Terms
Terms of use
DNC
NMLS Consumer Access
Delaware Licensed Loan Officers
Texas Consumers: How to file a complaint
Do not sell my personal information
Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
Copyright © 2024 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Ave Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.